Alongside the audit, we can introduce business finance options — from advances repaid through your card takings to more conventional lending — so growth doesn’t stall on cash flow.
These are the finance partners we introduce our clients to. Modular is not a lender or a broker — we simply make introductions to regulated providers, and because we’re independent we’re not tied to any one of them. Which partner fits depends on your circumstances, the type of funding, and the repayments that suit you.
A global embedded-finance platform specialising in revenue-based funding for merchants — repaid as a share of your card and online sales, so repayments flex with how you trade. Funding is typically fast, and the model suits businesses underserved by traditional term lending.
A UK digital bank founded in 2015 to back the country’s scale-ups — established SMEs seeking growth, acquisition or property finance. Offers bespoke, larger-ticket business loans with a data-driven, relationship-led approach rather than off-the-shelf terms.
An advance repaid as a small, agreed share of your daily card takings — so repayments flex with how busy you are.
More conventional term funding for stock, refurbishment or expansion, where a fixed schedule suits you better.
Spread the cost of new equipment — from kitchens to EPOS — rather than paying for it all up front.
An introduction is just that — there’s no commitment to proceed and no cost to explore your options.
Modular is not a broker. We introduce regulated finance partners who make their own lending decisions and set their own terms.
Finance is subject to status and terms are set by the finance provider.
We use our proprietary AI tool to audit, benchmark, and advise whether to stay, switch, or renegotiate. At no cost to you.
