Five simple steps. No guesswork. No wasted time. Just clear recommendations and better decisions.
A transparent five-step process that assesses your options and delivers a clear recommendation: stay, switch, or renegotiate.
You send us your monthly merchant statement along with a handful of context fields about the business — turnover band, outlet count, current provider, current EPOS, and a decision-maker contact.
Blended rate pricing can easily conceal where you are being overcharged. Our AI tool analyses every cost to find savings: interchange, scheme fees, authorisation costs, premium card surcharges, EEA & inter-regional fees, terminal rental, PCI, minimum service charges, and add-ons.
We compare your current arrangement against credible alternatives from across the UK payments market — not just a favoured partner. Where relevant, this includes EPOS-integrated options, standalone terminals, and provider-direct vs broker routes.
You receive a transparent written report and a short call. We tell you whether staying put is right, whether a renegotiation would do the job, or whether a full tender is warranted — and the likely outcome in each case.
When the numbers justify a change, Modular runs the tender, handles the application, coordinates hardware and EPOS deployment, and stays involved after go-live for support and ongoing account management.
“We saved over £27k annually and retained our existing EPOS integration.”
“We reduced our annual payment costs by 9% without changing provider.”
We use our proprietary AI tool to audit, benchmark, and advise whether to stay, switch, or renegotiate. At no cost to you.
